Rise
Go to college?
Go to college?
Go to college?
Earn rewards.
Get free concert tickets
Get free concert tickets

alongside 2,000+ other college students!

Introducing the Rise Charge Card, the only student credit card that allows you to build your credit – without any fees or debt risk. Plus, earn valuable rewards on every purchase.

Introducing the Rise Charge Card, the only student credit card that allows you to build your credit – without any fees or debt risk.

4x

Pts on education partners

3x

Pts on category of your choice

2x

Pts on everything else

Redeem your points for free experiences with your friends in the Rise Rewards Feed

Or use your Rise points on personalized reward offers at your favorite brands

See what you can earn by using your Rise Card for your day-to-day purchases

Monthly spend

$800

Earn up to 40,000 Rise points

Worth at least $200

See what you can earn when you pay tuition with Rise

Monthly spend

$800

Earn up to 40,000 Rise points

Worth at least $200

See what you can earn by using your Rise Card for your day-to-day purchases

Monthly spend

$800

Earn up to 40,000 Rise points

Worth at least $200

AI-powered budgeting allows you to track your spending, and set limits on individual categories or specific merchants

No fees of
any kind

Points never expire

Earn unlimited points

Launching in January 2025 at select college campuses - join the waitlist today!

Frequently asked questions

Have a question that isn’t answered here? Reach out to our team and we’d be happy to help out.

The Rise Charge Card is a secured charge credit card. We give you a demand deposit account (similar to a checking account) and the card product. You deposit money into the DDA account, and that amount represents your credit limit. You can withdraw your money or add more in at any time. You can only spend up to the amount that you have in your account, meaning that you can’t fall into debt.

We’re building the Rise Charge Card specifically for college students. To start, we’ll be launching at select colleges across the US before expanding more broadly. You’ll be able to use a picture of your passport, an ITIN, or a SSN to apply for the card.

You earn Rise points on every purchase that you make. These points can then be redeemed directly within the app. We have two types of points redemption options: free purchases and experiences. Each cardholder will have a unique set of offers that’s personalized to their interests.