alongside 2,000+ other college students!
Introducing the Rise Charge Card, the only student credit card that allows you to build your credit – without any fees or debt risk. Plus, earn valuable rewards on every purchase.
Introducing the Rise Charge Card, the only student credit card that allows you to build your credit – without any fees or debt risk.
4x
Pts on education partners
3x
Pts on category of your choice
2x
Pts on everything else
Redeem your points for free experiences with your friends in the Rise Rewards Feed
Or use your Rise points on personalized reward offers at your favorite brands
See what you can earn by using your Rise Card for your day-to-day purchases
Monthly spend
$800
Earn up to 40,000 Rise points
Worth at least $200
See what you can earn when you pay tuition with Rise
Monthly spend
$800
Earn up to 40,000 Rise points
Worth at least $200
See what you can earn by using your Rise Card for your day-to-day purchases
Monthly spend
$800
Earn up to 40,000 Rise points
Worth at least $200
AI-powered budgeting allows you to track your spending, and set limits on individual categories or specific merchants
No fees of
any kind
Points never expire
Earn unlimited points
Frequently asked questions
The Rise Charge Card is a secured charge credit card. We give you a demand deposit account (similar to a checking account) and the card product. You deposit money into the DDA account, and that amount represents your credit limit. You can withdraw your money or add more in at any time. You can only spend up to the amount that you have in your account, meaning that you can’t fall into debt.
We’re building the Rise Charge Card specifically for college students. To start, we’ll be launching at select colleges across the US before expanding more broadly. You’ll be able to use a picture of your passport, an ITIN, or a SSN to apply for the card.
You earn Rise points on every purchase that you make. These points can then be redeemed directly within the app. We have two types of points redemption options: free purchases and experiences. Each cardholder will have a unique set of offers that’s personalized to their interests.